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SEC Compliance Booklet vs. The Real Estate Investors Bible to the SEC - What is the difference?
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REVEALED:

What No One Ever Tells You About Investing In Real Estate –

Discover The SEC’s Do’s & Don’ts Of Raising Private Money!

Here’s Your Chance to Find Out What ALL Real Estate Investors Need to Know to Avoid SEC Scrutiny & Ensure They Are in Compliance With the Very Latest SEC Regulations!

 

Tuesday, 9:35 a.m.

From the desk of: Alan Cowgill

 

Dear fellow real estate investor,

 

Let me ask you:

 

  • Are you concerned about staying in compliance with SEC regulations (hint: if you use private money to fund your real estate deals you should be)?
  • Are you finding yourself spending more and more time surfing the ‘Net, studying books and speaking to other investors about various SEC rules and whether or not they apply to you?

If so, I have two things to say to you:

 

  1. You are not alone
  2. And you’ve definitely come to the right place

Hello, my name is Alan Cowgill and as a national speaker, author and real estate entrepreneur, I am regularly approached by confused real estate investors seeking guidance on SEC regulations.

 

In fact, when I was first starting out as a speaker this happened so much that I decided to go to the other speakers that I usually appeared with to get their opinions on how I should be answering these questions.

 

And guess what? They were confused, too.

 

What No One Ever Tells You About Investing

 in Real Estate –

 

That’s right; I got conflicting answers from many of the top professionals in our field!

 

A great example of the confusion that exists regarding the SEC’s role in private money real estate deals is when my attorney spoke about securities with an attorney in the state of New York recently.

 

Now this particular New York attorney didn’t do securities work and the people in his office didn’t either, so when he started asking around his office about securities he found one colleague who assured him that if someone lends private money to a real estate investor to invest in real estate it is not a security, and as a result, is not regulated at all.

 

But later another attorney in the same office assured him that it was indeed a security and that you couldn’t sell it at all, which of course, left the New York attorney completely confused.

 

See I told you, you are not alone.

 

Discover the SEC’s Do’s & Don’ts of

Raising Private Money!

 

The truth is most real estate investors who use private money to fund deals are confused about how the SEC factors into this whole thing.

 

This uncertainty, in turn, can lead to:

 

  • Stress, anxiety and fear
  • Lost money – from being too afraid to pull the trigger on a profitable real estate deal due to being unsure about whether or not you will be in SEC compliance
  • Wasted time – that could have been spent putting together profitable deals but was instead spent doing research online or in the library on SEC rules and regulations (research that probably will end up with a lot of conflicting information)

So Let Me End Some of Your Uncertainty Right Now – Private Money Real Estate Deals Are a Security

& Do Fall Under SEC Rules & Regulations!

 

The reality is that when you offer an investment opportunity where you’re in effect managing someone’s money – where they’re lending you the money, you’re borrowing it – it falls under the definition, both federally and in every state, of a security.

 

In a more technical sense, securities laws cover private lending because when someone borrows money from a private lender to invest in real estate, they are offering an interest in their company or a share of the profits in the form of interest on the money borrowed, and that qualifies as a debt security.

 

Securities laws treat this as an “investment contract”, which means that a private lender is lending money that they expect the real estate investor to manage and invest and return to them with the promised interest.

 

Promissory Notes are a form of security.

 

Here’s the Bottom Line:

 

Gaining an Understanding of the SEC Rules

is One of the Most Important Tasks

Facing Private Money Real Estate Investors Today!

 

Unfortunately, getting the information you need to gain that understanding has always been difficult … until now that is!

 

Why is now different?

 

Because I have created a home study system that contains all the very best advice and information you need to stay in compliance with SEC rules and regulations.

 

Why spend hours and hours tracking down information that may or may not be reliable when you can learn everything you need to know about staying in SEC compliance – and I do mean everything – from one convenient resource?

 

This system is sure to save you hours and hours of time that you would have wasted researching this topic … and it will save you a great deal of stress and anxiety as well!

 

Here is just some of what you will learn:

 

  • When state SEC regulations apply and when you need to be concerned about Federal SEC regulations
  • What you ALWAYS need to give to potential lenders
  • Why you can’t pool lender money UNLESS you do this first!
  • What word you can NEVER use in your advertising
  • When you can’t advertise at all – what you read here may really surprise you!
  • What the real definition of a security is
  • Whether the SEC is a “bad guy” or a “good guy” just looking out for your best interest
  • And much, much more!

You see, recognizing the utter confusion that exists among many real estate investors, I decided to hire an attorney to do some research into the matter so that I would be better equipped to answer SEC questions when they inevitably arose.

 

This system is the result of three years of research conducted by both myself and my attorney into SEC compliance for real estate investors who use private money.

 

Over the past three years, I have become an expert on the subject – and let me tell you, a lot of what I learned surprised even me! And now I want to share all of my knowledge with you!

 

I want to share it with you so you won’t have to go through all the painstaking research that I did … and so you won’t have to waste huge amounts of time struggling to determine which pieces of conflicting information are correct and which are wrong.

 

With my system, you’ll know exactly what’s right – right away!

 

Then, armed with this handy reference resource, you’ll be able to concentrate your full energies on what you do best – which is find private investors, arrange profitable deals and make money … lots and lots of money!

 

It’s Time For You to Develop a Winning

Game Plan for Getting & Staying in SEC Compliance!

 

Let me tell you a little anecdote: When I was growing up, I went out for the high school football team, and when I went out for the team, the coach spent a lot of time teaching me the fundamentals of the game which are tackling, blocking, catching the ball, throwing the ball, and how to get into the proper stance when you line up at the line of scrimmage.

 

As a real estate investor, these fundamentals are what you do every day to find profitable deals, obtain the necessary funding, etc. To brush up on your fundamentals or if you are weak in one or more of the fundamentals, please see my Private Lending Made Easy – Basic System; Private Lending Made Easy – Advanced System; or Private Lending Made Easy – Wealth Management System.

 

Now back in high school, my coach also handed me a rule book, and that rule book said that if you go out of bounds, play stops and if you go ten yards, you get a first down and if you go across the goal line, you get six points.

 

This is what SEC compliance basically is – it’s the rule book for real estate investing with private money.

 

And now thanks to my Private Lending Made Easy – The RE Investors Bible on SEC Compliance home study system, you can get all the information you need to know to ensure all of your future deals comply with SEC rules.

 

To eliminate all of the confusion I’ve created a simple system by dividing this SEC Compliance Regulations into (3) levels.  This is important because it allows you to…

 

  1. Determine EXACTLY where your RE Resources fit with the SEC Rules
  2. By knowing exactly where you fit will tell you if you need to take any action or not
  3. And when and how to move up to the next level

You’ll learn that each state controls (5) areas when it comes to borrowing private money.  And that their regulations are VERY easy to follow BUT if you choose to ignore them you could get hurt.  Let me tell you, if you dread an IRS audit, then you need to know that the IRS is a PUSSY CAT compared to the SEC and you know that ignorance of the law is no excuse.

 

Here is more of what you will learn from this system, which includes a 360-page, comprehensive, yet very easy to read and understand:

 

  • The basics of SEC compliance – with this info at your fingertips, you’ll never have to worry again about whether or not you are meeting SEC regulations!
  • When the Federal SEC becomes involved in a real estate deal – and how this will affect your compliance efforts
  • The 5 key areas that all states’ SEC offices control – you may be very surprised by what you read here!
  • The three levels of SEC compliance – and how to easily determine which level you are in!
  • Minimal filing requirements – and how to meet them quickly and easily!

You’ll also learn:

 

  • What exemptions you can use
  • What is an advertising disclaimer
  • What is a website disclaimer
  • Impact of doing business across state lines
  • Explanation of a public offering
  • What can happen if things get ugly & what to do to protect yourself
  • Why private mortgage lending is an exempt category
  • Advertising Do’s and Don’ts explained
  • Thresholds by state    
  • Requirements by compliance level
  • What’s the SCOR
  • And much, much more!

At Last! You Can Find Answers to All of Your SEC Questions in One Convenient Resource!

 

With Private Lending Made Easy: The RE Investors Bible on SEC Compliance, you’ll learn everything you need to know to satisfy both state and federal SEC regulations.

 

This amazing home study system is a step-by-step guide to each part of the compliance process, plus, it also contains:

  • Insider tips on how to handle everything from the mundane to the unexpected!
  • In-depth SEC paperwork as well as state-by-state requirements
  • SEC Attorney Referral List
  • SEC Checklist
  •  What to Do When Borrowing Money from Out of the Country Guidelines
  •  Key SEC Terms
  • Tips for What to Do When Things Go Wrong!
  • And much, much more!

This Course Contains the Exact Information

That You Need to Avoid SEC Scrutiny!

 

Imagine no longer having any doubts about whether you are in SEC compliance …

 

Imagine no longer worrying about what you’ll do or say if the SEC shows up one day at your business …

 

Imagine becoming an expert on SEC compliance and becoming “the” person your investor friends come to when they have a question about SEC rules …

 

Now Stop Imagining & Turn Those

Dreams into Reality …

 

By Ordering My Private Lending Made Easy:

SEC Compliance Home Study System …

 

Order Today & Save Money By Taking Advantage

of My Special Promotional Offer!

 

How much would you expect to pay for information that could save you a great deal of time and frustration and will help ensure you remain in total SEC compliance in the future?

 

Certainly, considering the peace of mind this home study system could provide you with, even hundreds of dollars would not be unreasonable!

 

But relax you won’t have to pay near that much for the Private Lending Made Easy: The RE Investors Bible on SEC Compliance home study system.

 

In fact, right now, for a limited time, you can take advantage of a special promotional offer and receive Private Lending Made Easy: The RE Investors Bible on SEC Compliance for just $1197!

 

Here’s What You Get When You Order:

 

The Private Lending Made Easy: The RE Investors Bible on SEC Compliance:

 

This big fat "beefy" manual, which contains over 360 pages of cold hard content, is written in a simple and easy to follow style, and clearly lays out the entire compliance process from A-Z.  

When I set out to create this manual I wanted it to be an amazing product . . . comprehensive yet simple to follow, written in PLAIN English so that it’s dead-easy to read and understand PLUS logically laid out.

At the same time, I wanted ANYONE to be able to get in SEC compliance as fast as humanly possible so I made a promise to myself . . . not to hold anything back from you.

I believe I have created the ultimate learning tool for getting and remaining in SEC compliance.

And that’s why you should own this system today.

 

You need to know, the information I am providing is just not easy to find.  Even your own Real Estate Attorney will be clueless so please don’t ask them for advice.

 

Now here is the really bad news some SEC attorneys aren’t up to speed on this information as it applies to real estate investing so you might have to point them in the right direction.

 

But armed with The RE Investors Bible on the SEC you can save yourself time and money by having the information at your fingertips to point your SEC attorney in the right direction.  This system will pay for itself many times over…

  1. Reduced attorney fees
  2. By providing a “safety net” on knowing facts on what is allowed
  3. Avoid doing something that flat out wrong because you didn’t know “The Rules”.  Break a rule and it could cost you your business.

To Use Private Lenders, You Need to Understand the SEC Rules & Regulations So You Can Borrow Money With Total Confidence That You Are in Compliance!

 

I believe that knowledge is POWER and nowhere will you be able to tap into more POWER than by getting my Private Lending Made Easy: The RE Investors Bible on SEC Compliance home study system.

 

It was put together specifically for the purpose of defining the SEC’s role with private lenders.

 

It explains all of your options in detail and will enable you to play the game legally.

 

As you go through this system, it will become clear which of five areas you currently fit in and from there it’s just a matter of completing that area’s simple requirements to ensure you are in compliance.

 

Private Lending Made Easy: The RE Investors Bible on SEC Compliance makes getting and staying in compliance faster and easier than you probably ever imagined possible!

 

And finally, being in compliance will give you the confidence to grow your business and begin living the wealthy lifestyle of your dreams!

 

Reading this Manual is Your Chance to Completely Bypass Any Frustrating Trial & Error

& Get in Compliance FAST!

 

Private Lending Made Easy: The RE Investors Bible on SEC Compliance is filled with the very latest SEC rules and regulations as well as practical tips that will help you avoid common compliance mistakes beginning investors make – saving you valuable time and money and allowing you to get in compliance as quickly and easily as possible.

Ready to Put an End to Your

SEC Worries Once and For All?

 

Why make yourself go through all the worry and stress of not knowing the SEC’s rules and regulations …

 

Why make yourself go through exhausting research that may or may not produce reliable information …

 

When you could save yourself a lot of hard work as well as valuable time and money by getting my Private Lending Made Easy: The RE Investors Bible on SEC Compliance home study system today?

 

You’ll find answers to such questions as:

 

  • Who regulates securities?
  • What are the SEC rules on advertising?
  • What are the SEC regulations on advertising across state lines?
  • What sort of disclosure should you give your private lenders?
  • Can you pay commissions?
  • What does “Public Offerings” mean?
  • What type of attorney do you need and where can you find the best ones?
  • And much, much more!

So What ARE You Waiting For?

 

Order Now and Receive Private Lending Made

Easy: The RE Investors Bible on SEC Compliance for just $1197

 

But don’t delay!

I must warn you that I can’t keep this home study system at this low price for long. It is far too valuable.

 

To take advantage of this tremendous offer while it lasts, click here to order today!

 

Plus, If You Order Now You Will Also

Receive This Amazing FREE Bonus:

 

  • Bonus Gift – 20 minute call with my attorney Ralph Sherman (a $150 value)

After you have checked out the manual for 3 days and are positive it’s for you, I’ll give you access to my personal attorney FREE for 20 minutes.

 

With My Unconditional 100% Money-Back Guarantee,

You’ve Got Absolutely Nothing to Lose!

 

I am so sure that you will love the Private Lending Made Easy: The RE Investors Bible on SEC Compliance home study system that I am offering an unconditional 100% money-back guarantee.

 

If you are not completely satisfied with your purchase, simply notify me within 3 days and I will refund your money, in full, with absolutely no questions asked!

 

Either get the information you need to start getting in SEC compliance or get your purchase price back!

 

You really do have nothing to lose!

 

Most of you know I currently offer my original SEC Compliance manual and you want to know what the difference is.  Well my new HSS is like my 1st SEC Compliance on steroids. 

    • The original SEC Compliance manual is 60 pages 1 audio and a forms CD-Rom
    • The new RE Bible on the SEC HSS is over 360 pages, 8 powerful audios and a CD-Rom with Every Form for Every State.

Invest Now

By ordering now you will also receive

my free gift valued at $150 with your order! 

Sincerely,

 

Alan Cowgill

Author of Private Lending Made Easy: The RE Investors Bible on SEC Compliance

 

P.S. Remember my special promotional offer won’t last long. Receive Private Lending Made Easy: The RE Investors Bible on SEC Compliance for just $1197 before it is too late!

 

P.P.S Also remember, that you are making this purchase at absolutely no risk. So grab this special price while you can! If Private Lending Made Easy: The RE Investors Bible on SEC Compliance isn’t everything you were expecting, simply notify me within 3 days and I will refund your money immediately.

 

P.P.P.S. – Let’s be blunt: If you pass on this offer, will you be able to get into SEC compliance and put your mind at ease any time soon? Probably not. Get this book NOW and get the advice and information you need to get SEC compliant and eliminate stress beginning today!

 

Act now! Buy now! Your satisfaction is guaranteed. Click here!

 

P.P.P.P.S Still questioning whether this home study system is right for you? Email me at mkt@integrityhomebuyers.com to discuss how this system can benefit you in particular.